Author: Ammu Accounting

Autumn Budget 2025: key headlines for individuals and businesses

On Wednesday 26 November, Chancellor Rachel Reeves delivered her second Autumn Budget 2025. It was presented as a step towards a fairer and more sustainable tax system that can fund public services and support families, while keeping the public finances […]

Welfare and family support changes

The Autumn Budget 2025 introduced a series of welfare and family support measures aimed at low and middle-income households, parents, and pensioners, while also encouraging more young people into work. For families across Scotland and the wider UK, the key […]

ISAs and investment rules

The Autumn Budget 2025 brought a mix of changes for savers and investors. In particular, ISAs and investment rules for younger adults, first-time buyers, lower-income households and growth companies are being reshaped over the next few years. ISA allowances will […]

Pensions and salary sacrifice changes

The Autumn Budget 2025 confirmed that pensions and salary sacrifice will remain central to long-term tax planning, but with tighter rules ahead. One important advantage – using salary sacrifice to save National Insurance on pension contributions – will be restricted […]

Business rates changes and property taxes

In the Autumn Budget 2025, the Chancellor announced a series of business rates changes and new property tax measures that will reshape how businesses and some property owners are taxed over the next few years. For many organisations, the focus […]

Fuel duty changes and motoring costs

The Autumn Budget 2025 confirmed that driving is going to get more expensive. Instead of a single increase, the Chancellor has set out several fuel duty changes and new charges for electric vehicles and company cars. Together, these measures will […]

Tax on savings, dividends and property income

In the Autumn Budget 2025, the Chancellor confirmed a clear shift in where the tax burden will fall. Instead of raising the main income tax rates, the Government will increase tax on savings, dividends and property income over the next […]

Income tax thresholds and allowances

In the Autumn Budget 2025, the Chancellor confirmed that income tax thresholds and allowances will stay under pressure for quite some time. The Government chose not to increase the main tax rates. Instead, it will keep key income tax thresholds […]

Cash ISA vs stocks: why cash ISAs remain popular

HMRC’s latest figures for 2023/24 show how strong the preference for cash still is. By the end of the decade, subscriptions to cash ISAs had increased by almost 224% more than subscriptions to stocks and shares ISAs. When you look […]

untangling small company reporting changes

Government plans on company reporting currently point in two directions at once. On the one hand, some regulations are due to tighten from April 2027. On the other, the latest announcements suggest a move towards reducing the burden for smaller […]

What are the director’s loan risks?

Used wisely, a loan from your company can be a helpful way for a director to access funds. It can be useful when cash is needed quickly. However, there are important director’s loan risks. Tax rules are strict, and poor […]

new child benefit tax charge payment option

HMRC has launched a new online service that lets taxpayers pay the High Income Child Benefit Charge (HICBC) in real time. The HICBC is often called the Child Benefit tax charge. HMRC’s aim is to cut the number of people […]

ammu hubs