Tax planning is key to optimising tax relief and allowances for a robust financial plan for life, work and family.
Welcome to the ammu
Tax Planning + Advice Hub
ammu Hub Expert Emily Wilson
Our hub gives you the facts, case studies and resources to help with tax planning and plan for the future.
We’ll give you the advice and support you need to optimise your tax relief and allowances and make the right decisions for you today and for tomorrow.
Recent News + Blogs
Spring Budget 2024 Introduction
The early trailers in January 2024 for what is probably Chancellor Jeremy’s Hunt’s last ‘fiscal event’ featured Prime Minister Rishi Sunak promising “more to come” on tax cuts.
Increased income – the double-edged sword
Increased income means more than just taxes. Lost benefits & higher tax rates loom. Pensions & ISAs can help navigate the tax trap.
Moving to Scotland – the cost in tax
Calculate the tax impact of relocating to Scotland. Understand income tax rates, bands, and changes from April 2024.
Are You Owed Money? Exploring Unclaimed Pension Tax Relief in the UK
Did you know that over £1.3 billion of pension tax relief has gone unclaimed by the highest earners in the UK? The pension provider PensionBee analysed unclaimed pension relief between 2016 and 2021, and revealed a staggering amount of unclaimed […]
Spring Statement Summary
Most of the announcements made by UK Chancellor Jeremy Hunt will have a significant impact on our personal finances. The energy price guarantee will continue until July, the fuel duty rise has been cancelled and the lifetime allowance for pensions […]
Taxing wealth – a viable option?
As we look ahead to the Budget on March 3 – a full update will be published on ammu.uk shortly after the Chancellor’s statement – it is worth looking at some of the issues that may well be under consideration. […]
60% income tax is grabbing the headlines. It’s been around for a decade. (And its 61.5% in Scotland)
The high marginal tax rates created by phasing out the personal allowance are back in the news. ‘A million to pay 60% income tax within years,’ ran a recent headline in The Sunday Telegraph. The next day The Times picked up on the same […]Reclaiming overpaid inheritance tax
Inheritance tax (IHT) is expected to raise £37 billion over the next five years – £10 billion more than in the past five years. But IHT is sometimes overpaid and it is reported that families have made 32,000 claims for IHT […]
Charitable giving pitfalls
Many individuals donate to charity simply for altruistic reasons, but this doesn’t mean the tax benefit should be ignored. With Gift Aid donations saving tax at an individual’s marginal rate, donors need to watch out for any pitfalls that might […]
Self-assessment: what you need to know for last-minute filing
HMRC said 2,700 taxpayers took time out on Christmas day to go online and file their self-assessment tax return for 2019/20. The latest numbers from HMRC is 8.9m taxpayers have now submitted their tax return. However, 3.2m have yet to […]
Recovery of VAT on Electric car charging
The Government is committed to encouraging more and more people to drive electric cars and have reduced or eliminated the income tax benefits of providing electric company cars or charging points for employees. Since 6 April 2019 there has been […]
Could an employee ownership model help you to build a better business?
Businesses such as John Lewis are famous for being pioneers of the employee ownership model. When employees own a stake in a company it can create a positive culture. Businesses tend to move to an employee-owned model at different points […]Guides, Factsheets + Events
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UK and Scotland Personal and Business Tax Rates
Tax rates, reliefs and allowances: UK and the Scottish income and property taxes. -
Tax Matters
With ideas affecting income and investment, for couples, company directors and employees, and self-employed people, there will be something for everyone. -
Tax Services
How can you make tax work for you? Effectively managing your tax affairs
